Mercantile Bank Consumer Loans

Want to Realize Your Dreams?

Finance Your Dreams into Reality
If you've been dreaming of a new car,
vacation, college education or home
improvements, a Mercantile Bank
consumer loan can help your realize
your dream.

Our consumer loans provide maximum
convenience and ease of payment. And
our friendly loan specialists provide
expert advice and personal assistance
in selecting the loan that works best for you.

Mercantile Bank consumer loan advantages
• Easy application process
• Prompt loan request approval
• Payments tailored to meet your needs
• Automatic repayment plans
• Interest rate discount with a Mercantile
Bank checking or savings account

Low-rate Auto Loans
Whether you are looking for a new or
used vehicle, our competitive auto loan
rates get you behind the wheel. You also
enjoy a special 0.50% discount off the
interest rate when your monthly loan
payment is automatically deducted
from your Mercantile Bank checking
or statement savings account.

For our latest auto loan rates, come visit one
of our neighborhood offices, or contact us.

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Life-enhancing Personal Loans
Enjoy some of life's pleasures with a Mercantile Bank secured or unsecured personal loan. Plan a vacation, purchase electronic equipment, redecorate your home, finance a college education, or fulfill whatever your dream may be.

You also receive a special 0.50% discount off the interest rate when your monthly loan payment is automatically deducted from your Mercantile Bank checking or statement savings account.

For our latest personal loan rates, come visit one of our neighborhood offices, or contact us.

Gain Savings with Checking and Savings Accounts
Visit one of our neighborhood offices or see our Personal Checking and Savings & Investments options for more information on setting up an account that will give you a special 0.50% discount off your consumer loan interest rate.

Handy Home Improvement Loans
Making home improvements is easy when you take advantage of your home's equity with a Mercantile Bank home equity line of credit. Update your kitchen, remodel the bathroom, add a deck or build a new addition to enhance the value of your home.

To learn more about home equity loans, check out our Home Financing, or call one of our friendly loan specialists at 617.247.2800.

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Mercantile Bank's Personal Credit Card
Our personal credit card offered by
Mercantile through 5Star Bank has a Low
Introductory APR (Annual Percentage Rate),
No Annual Fee and a great travel and merchandise
rewards program enhancements. You also will
have the ability to view account information, recent
statements and make a payment anytime and from
anywhere at 5starcardservices.com. Secured
cards are also available through the 5Star Bank
program. Applications are available at each office
or apply online.

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Easy-access Passbook Loans
When you need extra cash, you can capitalize on the value of your savings by borrowing against your passbook savings or certificate of deposit account at Mercantile Bank. These savings-based loans give you added borrowing options.

For detailed information on our passbook loans, come visit one of our neighborhood offices, or contact us.

Personal Overdraft Protection Banking
Sometimes life gets so busy, you inadvertently overdraw your account.
Avoid costly bounced check fees with a Mercantile Bank personal overdraft protection account. This account has no annual fee and offers credit lines from $250 to $1,000. Funds are automatically advanced when needed, up to the amount of your credit line.

To arrange for personal overdraft protection, come visit one of our neighborhood offices, or contact us.

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Timesaving Online Banking
When you're too busy to get to the bank or want to check your account status, Mercantile Bank's online banking services allow you to access your accounts any time of day. Your secure access allows you to:
• Check account balances
• See which checks have cleared
• Transfer funds between accounts
• Schedule future fund transfers
• View recent transactions
• Make bill payments

Online banking services are free. Online bill payment has a small monthly fee.

Telephone banking is a call away
Access and manage your accounts with a toll-free call from any touch-tone telephone — anytime, anywhere. With this easy-to-use service, you can:
• Check your checking, savings or loan balances
• Find out if a check has cleared
• Hear a list of recent deposits and withdrawals

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Transfer funds between accounts
Once you register for our funds transfer feature, you can use telephone
banking to transfer money to or from your checking, statement savings or money market accounts, or make a payment to your Mercantile Bank loan
or mortgage.

To try telephone banking, call toll-free at 1.877.799.6282 (MBTC).

Personalized Consumer Loan Services
For our latest consumer loan rates and services, stop by one of our neighborhood offices, contact us or call 617.247.2800 to talk with one of our friendly loan specialists.

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